Generally, the more money you borrow, the more you spend, and the more debt you pile up.
A debt management program through a non-profit credit counseling agency can help you consolidate your credit and give you resources to learn more about achieving a financially secure future.The debt management program from American Consumer Credit Counseling (ACCC) has helped thousands of consumers nationwide achieve financial freedom.Make sure your credit counseling organization is legitimate and reputable before you enter into any debt management plan.The National Foundation for Credit Counseling can help you find a reputable credit counselor.We can help you consolidate debts without falling deeper into debt.
We work with your creditors to develop a plan to pay off your bills within your means and a targeted timeframe – usually five years or less, depending on the amount of money you owe.
If you have more debt than you can manage it might seem frightening, and is probably highly stressful.
Know that there is help available to you, no matter what your situation is.
Their credit, housing and bankruptcy counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting.
A good credit counselor should discuss your entire financial situation with you, and help you develop a personalized plan to solve your money problems.
Our program for consolidating bills can reduce your monthly payments and interest rates.