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Your student aid report will also be sent to the various colleges which you put on your FAFSA.

These college will then make the determination on your eligibility for student aid, as well as disbursing the funds to you.

Maintaining good status on your student loans is also critical, as falling into default on your student loans will immediately disqualify you from further aid.

This site does not negotiate, adjust or settle debts.

All federal student borrowers are able and encouraged to apply for any federal re-payment or forgiveness programs through the US Department of Education for free without paying fees to any entity.

You can also visit the IRS website to apply to receive your tax transcripts either online, or through the mail.

Once your application is submitted, it will typically take 3-5 days for the department of education to review and submit your application.

The amount you are eligible to borrow will be determined on various factors such as: For the 2014-2015 academic year, your FAFSA application must be completed and submitted between January 1st, 2014 until June 30th, 2015.

Corrections can be submitted at a later date, but no later than September 19th, 2015.If you have filed taxes but cannot locate them, you can use the IRS Data Retrieval tool.This will be possible when you are completing the FAFSA and get to the section which gives you the option to “View option to link to the IRS”.You can consolidate during your grace period, once you've entered repayment (the day after the end of the six-month grace period) and during periods of deferment or forbearance.To qualify for a direct consolidation loan, borrowers must have at least one direct loan or Federal Family Education Loan (FFEL) that is in grace, repayment, deferment or default status.The fixed rate is based on the weighted average of the interest rates on all of the loans you consolidate, rounded up to the nearest one-eighth of one percent.